Spain has taken its first step toward launching the “Tu Casa” scheme, a zero‑interest public loan aimed at easing the purchase of a first home for those who can afford mortgage payments but lack a down‑payment.
- The loan can cover up to €50,000 per buyer.
- It is intended for people who can handle monthly mortgage costs but do not have enough savings for an initial deposit.
- Specific eligibility rules, benefit caps and the application process will be detailed later through a ministerial agreement and related regulations.
Further guidelines will be released as the program moves from legal framework to practical rollout.